Insurance Appeal Helper

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Medicare and Medicaid appeal basics

Medicare and Medicaid have their own appeal systems. This page lists the first-level windows and points to official help. It does not replace the notice you received.

ProgramFirst appealWindowHelp
Original Medicare (Parts A/B)Redetermination by the Medicare contractor named on your Medicare Summary Notice120 days from receipt of the initial determination (presumed 5 days after the notice date). Decision generally within 60 days. Level 2 request: 180 days after the level 1 decision.SHIP (shiphelp.org)
Medicare AdvantagePlan reconsideration65 days from the date on the plan's denial notice. Standard pre-service decision 30 days, payment 60 days, fast appeal 72 hours; if the plan upholds the denial it is forwarded automatically to an independent review entity.Your plan, SHIP
Medicaid managed carePlan appeal (one level)60 calendar days from the date on the notice. State fair hearing after the plan upholds: not less than 90 and not more than 120 days from its resolution notice. Standard plan decision within 30 days; 72 hours if urgent.Your state Medicaid agency; legal aid

Medicare Part D (drug plans) and "fast appeal" rights when services like hospital or nursing facility care are ending have separate rules; start at Medicare.gov's appeals page. Missing a Medicare deadline can sometimes be excused for "good cause," but do not count on it.

Our letter builder is built for health plan and other insurance denials. Medicare and Medicaid usually provide their own request forms; use those, and use our letters only as drafting help.

Sources

Page last reviewed October 17, 2026. Rules change; confirm with your notice, plan documents or the agency pages above.